Ugh, I had a boyfriend who used to keep a “running tab” on me. And he never “gave” anything he just “loaned” you things. Romantic gesture? No, try indentured servitude.
I must have been in a really bad place to tolerate that kind of crap. But this guy was not doing a good job of freeing me to make my own decisions. At one point I realized that I could not break up with him without losing, say, my transportation (was “borrowing” a motorcycle helmet). So I quietly began buying the things I needed to be independent as I could afford them. When I was at last in a position to make a decision not based on needs or convenience, I chose to break things off. He was too into playing “knight in shining armor” long after the dragon was slain.